Tuesday, December 06, 2005

Bill collectors.....

SUCK! I know they are just doing their job...but why they have to act like creeps in the process is beyond me!

Needless to say, I just had a call about my visa card. It is extrememly past due, but it can't be helped and when we are months behind on the mtg and have to pay phone, electric, etc....the stupid visa bill sadly takes a back burner. I just spoke with someone last week and explained our situation. So, I get another call today...I explain our situation again and tell her that we are trying to sell our car so we can pay our bills. She asks me to make a payment today. I told her again...that there is NO money to make a payment. She told me that this was going to look bad on my credit report (duh)...yes, I know that but what does she expect me to do? She expects me to make a payment on my bill. I thanked her for calling and told her there was nothing I could do today. she then said, "you need to accept responsibility and pay your bills". I thanked her and told her to have a good day....I wanted to rip her throat out.

I WANT to pay my bills with all my heart and soul. do people really believe that we like not having money and living in fear that our house will be foreclosed on? We are doing the best we possibly can at the moment.

I am not really sure what we have done "wrong" or why we have such bad "luck". I mean really....not to sound like a sob story...but it is one thing after another continuosly. We went to TN for thanksgiving and ended up having transmission problems that had to be fixed before we could come home. My MIL paid ($360), but it is another thing that is added to the bill of things we owe her for. the other day I went to put the kids in the car and the one seat belt doesn't work anymore. Stuff like that is almost enough to send me over the edge. It HAS to get better at some point....doesn't it???


Renee said...

*hugs* I can just feel the stress through your words. I wish there was something i could do!:-( I'll still keep the prayers going up!*hug*

Cindy said...

Oh sweetie...I'm so sorry. Nothing in the world stresses me like money does. Keep putting one foot in front of the other, and someday it WILL get better. It has to. (((hugs)))

dakotablueeyes said...

These big credit card companies just don't care about it. They figure you ran it up you need to pay it. We have way the hell too many credit cards so far lucky enough to pay them but a couple have raised their percentage rates, like 24% isn't enough sheesh. You do the best you can do with what you have and that's all you can do. No company will understand that but your soul and pride will.