Credit Cards for the "Bad"

I know from experience that once your credit score goes down, it is hard to get it back to a good rating. I made some stupid mistakes when I was a teenager and ended up with a lot of debt I couldn't pay. It was a scary and yucky time in my life and I really really regret it. BUT, live and learn, right?

One of the ways I have built my credit back up is to get a credit card, charge a little bit on it, pay more than the minimum payment every month and pay it off. Once it is paid off, I charge a little more.

Of course, if someone has bad credit it's hard to find a company that will offer you a credit card. Fortunately, there are websites out there that list companies that offer bad credit credit cards. It makes it easy to find a company that will work for you and get you back on the road to a great credit score.