Unexpected bills

Never make the mistake of thinking you are going to have "extra" money. I thought that I would have a quite a bit of money from this months check to do christmas shopping...then I got my car insurance bill and water bill....2 bills that happen every 3months...and I forgot about. Darn it!! So, some of my shopping is going to have to be done about 2 weeks before christmas when I get my next check. Humbug!!!